Aquaguard is a type of purifier that removes all the impurities from the water. People should always drink pure water because by drinking contaminated water, they fall ill. Water usually contains different types of contaminants that are harmful to mankind. But all the contaminants cannot be killed by boiling water. If they boil water, they can kill the microorganisms or bacteria present in the water. But, the sandy, solid suspending particles or dirty particles cannot be removed as they cannot evaporate when boiled. By the process of distillation, some components can be separated, but yet the solid suspending particles are not dissolved. The distilled water is bitter to taste and people do not prefer to drink such water.
But, people prefer to drink water from the purifiers. Almost all types of contaminants can be removed and the taste of water does not change. By the process of filtration, the physical contaminants, chemicals and solid suspenders are removed. The water becomes free from all types of germs. This purifier comprises of different chambers that filter all the contaminants present in the water. They perform certain biological processes to filter different components like sand, carbon and also remove other impurities from the water. The impure substances from the water are removed and hence people can drink pure water. But yet, by examining visually, a person cannot determine if the quality of the water is good.
Processes performed to clean water
The water if filtered by performing 5 main processes including coagulation of chemical substances, process of flocculation, removing sediments, and disinfecting. So, chemicals are added to water at different stages so that all the impurities are drained away. So, different components in the water filter perform different functions. The reverse osmosis system in the filter uses the semi permeable membrane system to remove important components such as ions, physical particles from water, and different types of suspended impurities and also allow the molecules to pass through the pores. The TDS controller system in the purifier helps in retaining different components of the purified water. The RO booster pumps are used for pumping the water by applying pressure to the water. They also comprise of cabinets that cover different parts of the purifier. The membranes are used for cleaning the water and removing the vital components from the water. The inline filters are used for processing water that is flowing from the taps or external sources. The filter system that is installed in the purifier helps is removing the bacteria, dust, cysts and other microorganisms. The activated carbon filter is used for removing the carbon particles from the water so that the odor from the water is removed. The sediment cartridge that is installed in the water is used for removing the rudimentary particles from the water.
Maintenance of the purifier
So, this purifier should be maintained properly and should be maintained periodically, so that the components of the purifier last for many years. If the parts are broken or damaged, then clean water does not flow from the purifier. The parts should be repaired quickly so that people are able to drink pure water. The amc prices of the purifier depend upon the schemes provided by the seller and the components that are repaired.
Different schemes provided by the owner
Aquaguard is one of the popular models of purifier. The annual maintenance charges are different for every aquguard model. Every owner should get maintenance contract so that the product works efficiently. So, the owner can easily get the maintenance contract without signing any form. Usually, they provide a year of warranty and they do not charge any fees. They provide 3 preventive services and free breakdown services also. They also provide free replacement services or consumable services for filters and activated carbon so that all the particles are removed. Then they provide free repair and replacement services of exhausted parts during the contract. The aquguard amc rates depend upon the price of the aquguard. Every owner should secure annual maintenance contract for the purifier so that every problem is resolved. Usually, after some years, the parts and components of the purifier become worn out or obsolete. The purifier does not function efficiently. So, if they secure annual maintenance contract, then they can repair all the parts that are worn out or clean different components that become dirty due to constant usage. The parts become greasy or dusty after accumulating particles for a long period. Then filter system may become damaged and hence cannot accommodate more particles. So, all the parts are inspected by the technician and these parts are cleaned or repaired. Some components that are slightly damaged should be cleaned. Some parts that are extensively damaged should be replaced. So, the owner should just pay some fees at the time of securing the contract and different parts can be cleaned at a reasonable price.
The owner should enquire the buyer when they are buying the product. The seller provides some additional charges along with the amc charges for the package. The AMC price of the purifier is usually 50 to 60% of the original value, but the purifier always functions efficiently. The amount is huge, but all the components are inspected, cleaned, repaired or replaced. During that period, they assure to replace the activated carbon and filter so that all the particles are accommodated. Usually, installation charges are usually negligible or some of the sellers do not charge installation costs if the buyer is paying annual maintenance contract fees. Sometimes, the seller’s charges amc costs from the buyer, depending upon his budget also.
The company also provides installation services to the owner. The aquaguard installation charges are relatively lower if the buyer is paying annual maintenance costs. Otherwise, the buyer should pay little more than the amc price.
The seller provides different schemes and plans to the customers. They assure them different types of services. If they are buying lesser amount, then some of the parts are repaired or replaced. If they are paying higher amount, then all the parts and components are repaired or replaced. For the premium plan, they assure to inspect all the parts of the purifier after a period. Then clean those parts repair them or even replace them if necessary.
How to Check Central KYC Status Online in India?
Central KYC or CKYC is an initiative by the government to implement the KYC process of all financial sector companies under a single window. CKYC is managed by Central Registry for Securitization Asset Reconstruction and Security Interest of India (CERSAI).
All individual investors of mutual funds are now required to fulfill KYC requirements as per KYC norms.
The central KYC or CKYC has replaced the old KYC process. It is a centralized process that prevents you from submitting multiple KYCs from opening savings bank accounts, buying life insurance, or investing in mutual fund goods once in a centralized process. Where and how to check central KYC status online in India?
A modern Central KYC or CKYC has replaced the old KYC process. This reduced several KYC submissions at various financial transaction stages.
It is a single, integrated KYC process for all financial transactions carried out by you. In the old KYC format, PAN was the sole identifier of an investor. However, the list transcends Aadhaar and PAN in the new central KYC registry system. It removes your financial transactions for KYC at various levels or in different financial institutions.
It is also a form of creating new KYC or modifying existing KYC. Three types of accounts are specified.
- One is the general account
- The other is for simplified or low-risk account
- And the third is for small account investors
You have to make a selection that applies to you.
If the aggregation of all credits in a financial year does not exceed one lakh rupees, the aggregate of all withdrawals and transfers in a month does not exceed ten thousand rupees, or the balance in any period exceeds fifty thousand rupees. If it does not occur, then you will be treated as an investor in a SMALL account.
Customers who are simple or low risk, customers who are unable to submit any of the six specified documents. They are passport, driving license, PAN card, and Voter ID, NREGA, or Aadhaar card.
The FATCA declaration also includes the CKYC or Central KYC. Therefore, it prevents you from declaring the same at different rates of your investment.
How to check central KYC status online in India?
Until now, online checking for CKYC or Central KYC status was not linked. As a result, many found it difficult to check the status online. Recently, Karvy launched an online testing facility for CKYC or Central KYC status.
I think it is a great relief. I know that even if you have submitted the CKYC or Central KYC application, in some cases, the status may not show this. I think they are still on data compilation mode. But still, I think it is a significant relief for many.
Note: Currently, CKYC applies only to individual investors (resident and NRI).
Existing investors who have already completed KYC under the process do not have to go through any additional KYC requirements under CKYC
Why You Need to Know Your Mediators During a Mediation
In any case, you want to ensure that you get the right mediation when you need to, but what’s also extremely important is that you know who your mediators are during the mediation process. There are many reasons for this, and we’re going to tell you why in this exceptional guide. Mediation can be a great tool in any different settings, and is actually a great thing to consider when in a divorce case, among others.
What is Mediation in Detail?
We already mentioned that mediation is a form of negotiation. However, it’s also important to know that it depends on the situation on what kind of mediation you’re going to need. Other forms of mediation may be things like contract agreements, money owed, and more. Usually if two parties can come to a negotiable term, then both people can walk away in a win – win situation. This is what the mediators are for – to simply help the two parties come to a conclusion of settlement. A lot of people go into it blindly though, and this isn’t the right thing to do.
How Well Do You Need to Know Your Mediator?
We’re not saying to be best friends with them, as this can often cause problems, especially in the law to client industry. When you want to hire a mediator, you want to know details about their credentials, and their academic side of things, as well as their counseling skill to ensure that they’re going to help both people reach an agreement, and then not make it a one-sided ordeal. Mediators are masters in their field. They’ve often been on both sides of the fence when it comes to having the experiences of both parties, and they also have legal knowledge on both sides of an argument to help reach a resolution.
You Want to Make Sure They’re Licensed
Don’t just believe a law office because they say they’re mediators. You want to ensure that they have the licenses to practice either of those sides. Often times, lawyers who have helped mediate both offensive cases and defensive ones have the best turnaround for success. If you hire the right mediator for your needs, you can guarantee that they have a solid reputation with numerous clients in order to get the job done the right way the first time, every time.
The first thing to realize is that you both need to be familiar on who the mediator is. Their ultimate goal is to reach a settlement between the two of you. They often don’t get paid until that is done. At the same time, you want to have numerous pre-mediation conferences in order to get the right legal counsel, but don’t just do it yourself – have the other person go and have counsel with them as well. This way, both parties can work together to have the mediator come out on top with a solid resolution that will leave the both of you walking away happy and signing papers. These are excellent in cases where you’re trying to get an annulment, or even just file for a dissolution of marriage, but want to remain civil to one another.
The Best Type Of Equity Mutual Fund To Invest In Now For The Medium Term
The medium-term varies from person to person, so the choice of fund type varies. As far as this issue is concerned, I think the medium term is 4-6 years. At this time, one can quickly get benefits from the ELSS scheme, or no hybrid fund will do well. Now investing is a personal choice. Those who know the medical industry would prefer to invest in the pharmaceutical sector, while those who want to take the risk can choose a fund that invests in small and medium-sized companies, and a person seeking a fixed income can go for a debt fund. Therefore, choose a mutual fund as per your choice.
As the risk exposure is high, equity mutual funds are not suitable for the medium term.
- Some of the equity funds last year, when the Sensex crossed 23000, have received negative returns of over 10 percent.
- If you want to invest for a period of fewer than 12-15 months, then it is better to invest in mutual bond funds, which can contribute to 8-10%.
- If you have a period of more than 15-24 months, invest in a balanced mutual fund with exposure to equity of 60 percent.
If you invest in equity mutual funds, you need a much more extended period. By investing in mutual funds, the rate of inflation falls and your money increases on a long-term basis. You can also choose the best 2-3 funds and create a SIP portfolio. More diversification is also not good for the portfolio.
Equity mutual funds to achieve your long-term goals. While a ‘best’ fund is arbitrary and complicated, a good list of your portfolio can be narrow. Has a laundry list of equity funds with a good track record; Here are some essential considerations that you need to keep in mind before choosing for yourself:
- Select a fund house that has a strong global or domestic track record in asset management.
- Choose a plan that has appropriate funds.
- Watch for schemes that have a consistent long-term track record.
If you want to save taxes under Section 80C, then choose these ELSS schemes
- Birla Sun Life Tax Relief 96 Fund
- DSP Blackrock Tax Saver Fund
- Franklin India Tax Shield Fund
- Axis Long Term Equity Fund
- ICICI Prudential Long Term Equity Fund
In the Large-cap
- SBI Blue Chip fund
- Kotak Select Focus fund
- Franklin India Oppor.
- BNP Paribas Equity fund
- Reliance Focused Large Cap Fund
- Birla Sunlife Frontline Equity Fund
In the Multi-Cap
- ICICI Prudential Value Discovery Fund
- Reliance Equity Opportunities
- DSP Blackrock Opportunities
And these funds have done well in small/mid-cap
- Birla Sun Life Midcap
- Franklin India Smaller Companies
For medium investors
- SBI Magnum Multi-Cap
- Kotak Select Focus Fund- Regular Plan
All of these are superb funds with a long track record and growing corpus. While aggregate returns in the equity world can be unpredictable, given enough time, they will undoubtedly beat inflation by a significant margin.
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