Your helmet may be the most important piece of motorcycle gear. It can make all the difference in a crash. While everyone’s preferences are different, there are always a few helmets that stand above the rest. AGV’s Corsa helmet is one such helmet. It combines great styling with a high standard of quality into a product that is as comfortable and effective as it is eye-catching.
AGV’s Extreme Standards
For years AGV struggled to create a helmet that was just right. While many helmets were good, almost all had some issue that kept them from being great. The brand’s solution to this is its Extreme Standards project. The main element of this project is a series of head scans used to better profile helmet fitment to a wider range of head sizes and shapes.
The results of this project have been strong. The Corsa and fully carbon fiber Pista GP are both great helmets that fit and feel better than any of AGV’s previous offerings.
AGV’s designers have significantly changed the size of the Corsa to make it a better fit for most riders. Smaller upper and frontal sections, as well as a shrunk visor mechanism, have allowed some major improvements to the helmet:
- The impact absorption material is thicker, offering greater head protection.
- The helmet features AGV’s Super Super Light shell made from composite fiber, aramid and carbon-fiber materials. This is very lightweight but also strong.
- The padding is made from Lycra and Shalimar that is breathable and comfortable.
- A sanitizing treatment helps keep the padding clear and fresh.
- The window is nine percent larger than previous helmets. It provides superior visibility in both track and street settings.
- The helmet is very aerodynamic, especially in a slightly tucked position.
- The helmet feels stable even in high-speed situations.
The chin strap doesn’t always fit comfortably. Additionally, the visor locking mechanism and airflow vents are difficult to operate with gloves on. However, the visor can be locked in three positions: one that is completely open, one for some air flow at low speeds and one for full closure.
All in all, the Corsa offers some of the best head protection combined with an aggressive look, comfortable feel and good aerodynamics. It represents a new day for AGV. It is the motorcycle helmet many riders are dreaming of being able to find.
Choosing the Right Helmet
Every rider has his or her list of favorite helmets. These won’t be the same for everyone because different people have different heads. However, the right helmet is always one that provides effective protection while fitting securely and comfortably. No number of extra features or bargain pricing will overcome inadequate protection or a helmet that is too uncomfortable to wear.
With its Extreme Standards project and the Corsa helmet, AGV will undoubtedly be on many motorcyclists’ lists of favorites. The strong shell, effective impact absorption and comfortable shape check all the most important boxes.
All About Zero Depreciation Add-On Under Bike Insurance
If you have decided to insure your bike using a comprehensive policy, congratulations! You have taken a step in the right direction in safeguarding your bike. Without purchasing an insurance policy, you cannot be a hundred percent sure of not having to incur expenses for repairs or damages. However safe you ride, there are other vehicles that cannot be guaranteed to be driven with the same level of safety. This where a bike insurance policy comes into picture to save you from burning a hole in your pocket. Moreover a comprehensive policy benefits by providing coverage for own damage apart from the basic policy cover for third-party liabilities only.
Although not all damages are covered by a comprehensive bike insurance plan, one such exception is depreciation on your bike. At the time of the claim, the insurance company deducts the depreciation of your vehicle to settle the claim amount. While it is a standard practice to account for depreciation, it substantially reduces the claim amount. However, you can avoid this reduction of claim amount by purchasing a zero depreciation add-on.
What is a zero depreciation add-on?
Zero depreciation add-on is an optional coverage available for comprehensive two-wheeler insurance plans. With this additional coverage, you can be sure that you receive the entire amount of spares that are required in the repair of your bike. Although that doesn’t imply you shall receive the entire cost of repairs. You will still be required to pay the mandatory deductible as per the terms of the policy.
Why is it important to purchase a zero depreciation add-on?
Depreciation is the phenomenon that all motor vehicles are subject to and it reduces their value over time. At the time of repairs, the insurers deduct this depreciation from its payout. Some insurers offer zero depreciation included in its standard comprehensive policy. On opting for this additional cover, you can be rest assured that the entire amount of spares required for replacement shall be paid by the insurer.
Benefits of zero depreciation cover vis-a-vis its cost
This depreciation waiver by using a zero depreciation add-on benefits by reducing the out-of-pocket expenses to a minimum, if not entirely zero. The savings in payment at the time of claim make up for the cost of additional coverage. Moreover, these add-on covers do not require you to shell out a lot of money, but are highly affordable. Just for a fraction of your premium amount, you can opt for this additional coverage and avail maximum payout at the time of settlement. If you don’t have one at present, buying one at the time of two wheeler insurance renewal will definitely benefit in the long run.
Apart from zero depreciation add-on, there are quite a few add-ons that can be added to your policy coverage. This will help to enhance the bike insurance coverage significantly. If budget is something that you are worried about, using a two wheeler insurance premium calculator can help you consider the right set of add-ons to combine with the zero depreciation cover. To conclude, do not miss buying a zero-depreciation add-on with your comprehensive plan as it significantly enhance the scope of the policy for a marginal increase in premium.
Does Your Car Insurance Have a Cashless Claim Facility?
Cashless insurance was first introduced in the health insurance sector where it started to gain popularity. This led the general insurance companies to bring this concept into other areas like car and bike insurance, home insurance, etc. The Motor Vehicles Act makes it mandatory to have an insurance policy for all car owners. While a third-party car insurance is a minimum requirement, you can upgrade your coverage to a comprehensive policy.
Now coming to insurance payouts, there are two methods – cashless or reimbursement. This article elaborates on the cashless facility available for car insurance plans.
What is cashless insurance?
Insurance companies have tie-ups with service centres for hassle-free repairs to your vehicle. Here, you need not worry about arranging funds for the cost of repairs and damages at insurance claim. Thus, the convenience scales above all benefits to rank higher.
An understanding of cashless insurance cover
When you are searching for car insurance online, make sure you purchase a policy with a cashless facility where the insurance company takes care of the repair costs. Barring a few expenses like the deductible, you need not pay for the repairs.
How does cashless claim work?
To raise a claim using the cashless facility, you need to take your vehicle at one of the listed network garages. These network garages are affiliated with the insurer where a cashless facility can be availed. For other service stations, you might be required to pay from your own pocket at first and then claim a reimbursement. Since you choose to repair your vehicle at a network garage, the insurance claim process is faster with lesser need for documentation.
Step by step process to make a claim using the cashless facility
Here is a detailed step by step process for you to understand how to make a claim using the cashless insurance facility.
Step 1: In the event of an accident or damage, the first step is to intimate the insurance company, and if need be, file an FIR with the police station of that jurisdiction.
Step 2: The insurance company will arrange an inspection at the spot by a surveyor and tow your vehicle to the nearest network garage.
Step 3: On assessment of the damage at the network garage, the estimated cost of repairs shall be sent for approval to the insurance company. Only after the approval, the repairs shall be commenced. Any repairs that do not fall in the scope of your policy shall be required to be paid from your own pocket.
Step 4: On completion of the repairs, all invoices shall be sent to the insurance company. At this stage, you shall be required to pay for the mandatory deductibles and other expenses that do not fall in the purview of your policy while your insurer settles the balance amount directly with the network garage. In case your vehicle is damaged beyond repair, the insurer shall pay the IDV of your vehicle as compensation.
Note the above benefits and the easy steps that make using a cashless insurance facility a breeze. While you select from myriad choices, make use of a car insurance premium calculator that can assist not only your first purchase, but also car insurance renewal.
Things to Consider Before Deciding to Upgrade Your Car
You may always feel the need to make the latest car upgrade once you have noticed that manufacturers have new components released, right? The urge to purchase and revamp your car may be vital if it has been used for years. You can also justify a car enhancement if it suits your personal goals or fits well with its intended purpose. However, before you head on and check for car part prices, consider these important things.
Does the Car Part Need Immediate Replacement?
Before you consider a car part replacement, ask yourself. Do I really need this part replaced? Or can the replacement be postponed for some other time? Making a reflective decision based on an informed choice is essential as it will save you from unwarranted spending and maximize the functionality of the car part involved. It is also recommended to check for the car part’s warranty to utilize this feature before making a new purchase. If you need a specific car part replacement, you can look online for xforce exhaust and check for similar products in their collection.
Is the Car Part Affordable and Within Your Budget?
One of the most important things to consider before making that car part purchase is whether the said part can be bought within your budget. It would not be ideal to make an expensive car part purchase. A related concern is that you should only make a car item purchase given the right time. However, if the need outweighs the allocated budget and you find that it is convenient to make a car part replacement, that is the ideal time to make the purchase. Alternatively, you can check for cheaper aftermarket auto parts suppliers like the xforce exhaust. They offer an extensive collection of car part modifications and supplies to help you with your future modding projects.
Can You Install the Part Yourself? Or Do You Need Professional Assistance?
As a number one rule for consumers, you should never invest in an item that has nothing to do with your intended purchase. Never buy something that you have no prior knowledge about; Aside from being inconvenient, buying things you do not have complete knowledge of can only lead to wasted money and investment. Before making that purchase:
- Research the car part itself, its use, price ranges, and present market value.
- Never go on a spending spree without doing some additional research. If you are having trouble installing it yourself, then consider resorting to professional help.
- Be a wise consumer!
Some numerous factors and considerations need to be evaluated before deciding to make a car part upgrade. Such factors are crucial in determining whether the car enhancement is justifiable, practical, and efficient in meeting performance demands. Consequently, it is essential to recognize if the modification fits within the budget or if the car part needs immediate replacement. Knowing these things will help you make your future decisions, but it can also give you more information on purchasing.
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