Solve Your Financial Issues With An Instant Personal Loan From Bajaj Finserv

Everything we want is available to use within a few hours or, in some cases, days. But this does not change the fact that we lead a fast-paced life. In times of emergencies, we tend to believe that our funds will be available for access immediately. However, the reality is far twisted. Often, we are unable to retrieve money from our life savings or investments due to various norms.

So, the question is, how do you sustain stability in times of financial crises when you are unable to access your savings? The answer is simple – instant personal loan. Don’t fret just because we mentioned taking a loan. Many times, the need for a sudden financial aid can arise suddenly – it can be due to medical or other personal emergencies. Constantly dipping into your savings or investment plans can harm your future finances.

During such times, taking an instant personal loan can help you deal with your short-term financial crises. In India, it has become easier to acquire a personal loan in a day. Thanks to the advancements in technology, you can apply for a personal loan from the comforts of your home or on the go. Simply visit the lender’s website or download a personal loan app.

One such personal loan app gaining popularity in the market is the Finserv MARKETS App. We’ve enlisted a few features and benefits of applying for a personal loan via the Bajaj Finance mobile app below:

• Eligible applicants can avail an instant personal loan of up to Rs. 25 Lakhs under specified conditions. If you are looking to acquire a high loan amount, focus on improving your CIBIL score and providing valid income proofs from all sources.
• You can opt for a longer tenure to repay the loan amount, which, in turn, will reduce the EMI amount. The tenure period can be as per your convenience and affordability.
• Bajaj Finance provides an online tool that helps customers manage personal loan repayment. With the EMI calculator, you can determine your monthly EMIs based on your loan amount, tenure, and applicable interest rate.
• Besides this, you can also use the loan eligibility calculator to understand whether you are eligible to acquire the necessary credits or not. Using this will help gain insights on the maximum loan amount that the lender can sanction to you based on your income and expenses.
• Once the loan application is approved, the amount is disbursed immediately and will be credited into your account in no time.
• Bajaj Finance also offers Flexi loan facility, allowing you to borrow the amount as per your convenience. This further helps maintain affordable EMIs.

The personal loan application via the Finserv MARKETS app is simple and hassle-free. We’ve explained the steps to apply for a personal loan using this app further in the article. However, before we get to it, let us know the eligibility criteria and documents needed to acquire a personal loan in India.

Eligibility Criteria

• The applicants should be Indian citizens in the age group of 23-55 years old.
• They should be employees at a reputed MNC, private, or public firm.
• The salary should match the threshold specified by the lender. The minimum salary amount depends on your residential city.
• The applicants should have a CIBIL score of 750 or above.

Documents Required

• KYC documents – Aadhaar card, voter ID, PAN Card, driving licence, etc.
• Employment proof – Company ID card.
• Salary slips for the last two months
• Bank account statements of the salary account for the last three/six months.

How to Apply for an Instant Loan with Finserv MARKETS App?

After knowing the eligibility criteria and documents needed to apply for an instant loan in India, here’s how to apply for it using the Finserv MARKETS App:

1. Download and Install the Finserv MARKETS App from the Google Play Store or Apple App Store.
2. Open the app and go to the ‘Personal Loan’ section.
3. Fill the application form with personal and other requested details.
4. Upload the requested documents and apply.
5. The lender will assess the loan application and verify the documents.
6. If the loan is approved, the amount will be credited into your account shortly.

Conclusion

Bid farewell to the tension arising from financial contingencies by acquiring an instant personal loan at Finserv MARKETS. Manage your money smartly without jeopardizing yours and your family’s financial future.